The Environmental Risk Officer (Manager) is responsible for supporting all commercial lending lines of business. He / She will be responsible for the day-to-day operations of the Environmental Risk Management (ERM) of Bank. This position will be responsible for implementation of the ERM program and must be well versed in the principles of environmental risk management in the context of lending. In addition, the Manager conducts periodic audits of completed assignments and works closely with the Chief Appraiser to ensure the highest level of quality and to coordinate bank wide training, and to review/revise policy and procedures as needed.
Review environmental due diligence reports, site assessment reports and all environmental assignments. Promptly answer daily questions from internal clients or vendors relating to environmental reports, environmental reports in progress, completed reports and their review, or environmental policy and procedures.
Ensure continued compliance of policy and program with financial regulatory guidelines
Create and implement environmental policy and procedures for all loan groups and external vendors as requested. Conduct staff training as needed and remain current with financial and environmental regulations as they apply to the lending process
Conduct annual review of approved environmental lists and vendor scorecard ratings. Review new vendor applications and sample reports, and provide recommendation to CCO to add firms to approved list or delete unqualified firms from approved list.
NATURE AND SCOPE:
The Officer (Manager) is primarily responsible for the daily operations of the environmental risk management, ensuring that all established performance standards are met, that proper workflow is maintained, that all environmental due diligence reports comply with regulatory and bank requirements, and that the review of all environmental due diligence reports are done in accordance with current Environmental Policy and Procedures. An understanding of the relationship between environmental risk management and credit is essential.
Oversight of the Bank ERM. Responsible for providing employees timely, candid and constructive performance feedback. Develop employees to their fullest potential and provide challenging opportunities that enhance employee career growth. Develop the appropriate talent pool to ensure adequate bench strength and succession planning.
MINIMUM QUALIFICATIONS REQUIRED:
Bachelor’s Degree in Science or Engineering, preferably in environmental science/engineering such as chemistry, geology, civil or chemical engineering, with a minimum of 10 years’ environmental due diligence and site assessment experience and preferably 5 years’ banking experience in an environmental/real estate related department and 5 years’ experience in field environmental work, inclusive of 2 years of management experience;
Computer literacy in word processing, spreadsheet, and database programs;
Strong written and verbal communication skills; and
Professional expertise and intimate familiarity with environmental site remediation projects, remediation technology, regulatory closure process, estimating corrective action cost, SBA SOP, indemnities, environmental insurance, regulatory requirements, UST Cleanup Fund, vapor intrusion, risk modeling, low threat closure criteria, ASTM E1527, 1528, 2600, and “Brownfield’s lending.
IDEAL QUALIFICATIONS PREFERRED:
California Licensed Professional Civil Engineer or California Licensed Professional Geologist; 15 years of combined experience in the Banking and Environmental Assessment Fields, with a minimum of 5 years of field environmental work and minimum of 5 years banking experience in an environmental or real estate-related department;
4 years’ management experience;
Master of Science’s degree;
Ability to convey qualitative and quantitative information clearly, accurately and succinctly; and
Self-directed and outcome-oriented.